Risk Management Specialists

About Us

Welcome to Risk Management Specialists

A Warm Welcome

You’ve taken the first important step... Making sure those you care about will be financially secure if the unexpected happens.
We all want to protect the things we care about most in life. It may be your family, your ability to earn an income, your mortgage, or ensuring you are financially cared for if you suffer a major illness. It could be all or some of these things.
Risk Management Specialists can help to ensure that you have the right insurance protection in place to take care of yourself and your family.

Our Business Partner

We're experts in life and income insurance
Our top-rated cover options help protect you and your family from life's 'what-ifs'.
We're good at paying claims
We look for reasons to pay claims - and we find them too. We supported New Zealanders to the tune of more than $119 million between July 2012 and June 2014 alone. Perhaps that's why so many insurance advisers continue to recommend us to their clients.
We've been here for quite some time
We have a long history with roots tracing back to 1878 in New Zealand. Most Kiwis previously knew us as Royal & Sun Alliance; we changed to Asteron Life in 2004.
We’re New Zealand Life Insurer of the Year 2013

About Us

I am committed to providing regular comprehensive service to all of my clients.
You will be updated of any benefits as they become available, and if there are any changes to policies that may save you money you will be contacted.
Together we can build a policy that will cater for your immediate needs, and have provision to change these as your needs change.
I have four children, all of them are grown up and working, so I understand how difficult caring for a family can be. I am also a grandmother and am enjoying this stage of my life.
I spend a lot of my spare time in the garden, or with my dog Poppy, a King Charles Cavalier, or as my partner calls her, a spoilt pooch!!
Like most of you I have had good times and bad times in my life, the bad times are what lets me empathise with you when you are struggling.
I have been in the insurance Industry for 11 years, in this time I have completed and passed the Preliminary Insurance Sales Course.
I am an accredited Asteron Adviser and I regularly attend seminars and product training, which enables me to keep ahead and knowledgeable in my field.
Making a claim can be stressful at a time you are emotionally vulnerable, as your adviser I take care of the paper work, and ensure claims are processed with as little effort as possible from you.
By having your own personal adviser, you have the advantage of having a committed adviser, who can assist you when you need help, and contact when you want to know anything about your policy.
Take care of yourself and your family.
You’ve taken the first important step... Making sure those you care about will be financially secure if the unexpected happens.
When considering insurance protection for yourself, your family and your business, there are many things to consider and co-ordinate.
Because there are so many things to consider it is important to know exactly what you are buying. Selecting the right products for your particular situation isn’t easy.
Yet this decision is potentially one of the most important you will ever make should the worst happen and you need to make a claim.

Our Services

Our Insurance services and products can work together or stand alone, so please ask us to help get the right mix for your needs.

Personal Insurance

Life Cover is mainly there to provide a lump sum of money if you die or become terminally ill.
People often use it to pay off the mortgage, provide for the children or even take a holiday.
It helps people feel more confident about the future.

Expand to check out our policies.

  • Life Cover

    Helps with big things like the mortgage or raising children if you die or become terminally ill.
  • Kids Cover

    Kids Cover helps you protect your children financially. The first $10,000 of cover per child is free when you take out your own Asteron Life Personal Insurance Policy.
  • Trauma Recovery Cover

    Helps you recover from serious illness or injury without the money stress.
  • Cancer Cover

    Helps if you get cancer, even in the early stages.
  • Total and Permanent Disablement Cover

    Helps with the big things if you can’t work again.
  • Mortgage and Rent Cover

    Helps pay the mortgage if you can’t work or get made redundant.
  • Income Protection Cover

    Helps you pay the bills until you can work again.

Business Insurance

Business Insurance covers are especially designed to protect the owner of a business if something should happen to them or a key person in the business.

Expand to check out our policies.

  • Business Expenses Cover

    Helps keep your business running by paying your business expenses for up to 12 months.
  • Business Disability Cover

    Injects money into the business to help after you or a key person in your business becomes seriously ill or hurt.
  • Farmers Disability Cover

    This is similar to Business Disability, but is specifically designed for farmers.

Our Team

The Risk Management Specialists Team

Penny Mason

Director/ Adviser

Registered Insurance Adviser

Our Resources

Contact Us

We’re happy to answer any questions you have or provide you with a quote.
Just send us a message in the form below, phone or email us and we will be in touch as soon as possible.

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